Welcome to this lovely 3-bedroom, 2.5-bath split-level home, offering approximately 1,538 square feet of interior living space featuring a spacious retreat-style primary suite with ensuite bathroom. This expansive suite features dual closets and ample room for a sitting area, home office, or nursery, perfect for today's evolving lifestyle needs. Additional highlights include new central air conditioning, solar water heating system, dual pane windows, rain gutters, attached 2-car garage, a covered lanai for outdoor relaxation, and a fenced backyard for added privacy. Residents of Montecito/Tuscany can enjoy the community pool, recreation center, and guest parking. It is conveniently located just minutes from the Hawaii Prince Golf Course, Laulani Shopping Center, and the vibrant Wai Kai waterpark. Maintenance fee includes property insurance with 100% hurricane insurance coverage, common front area landscaping, road maintenance, water, and sewer. Bonus for qualified VA Buyers: Take advantage of an assumable VA loan at 2.75% interest rate. One-year America's Preferred Home Warranty included. Property to be conveyed As Is. Some rooms have been virtually staged.